The new HD / HSA / HA plan option from the NY44 Health Benefits Plan Trust offers a three-pronged approach that combines a high deductible plan with a health savings account and health assessment. This innovative plan option has cost savings advantages for both the employee and the school district.

Combining this three-pronged approach with our comprehensive benefit offerings and unique wellness component can help transition employees to a lower cost, high-deductible health care plan.

 

Only labor or management units of schools are eligible for the HS/HSA/HA plan option. The decision to enroll in this new option is based on a labor-management commitment for each employee unit or employee group. Enrollees are brought onto the new plan as a unit, not as individuals. However, individuals eligible for Medicare cannot enroll into the High Deductible option.